Your Money,
Made Simple
SpendZy is your all-in-one personal finance companion — track expenses and income, manage money you lend or owe, hit savings goals, and even run chitti groups.
SpendZy is your all-in-one personal finance companion — track expenses and income, manage money you lend or owe, hit savings goals, and even run chitti groups.
Set up a Shortcut once and SpendZy can automatically log expenses and income from your bank SMS and UPI notifications. No manual entry for every transaction.
Stay on top of every rupee with smart tracking, summaries, and widgets.
Log every expense and income with custom categories, notes, and tags to keep everything organized.
See beautiful breakdowns of your spending patterns across any time range you choose.
Quickly find any transaction with powerful search and filtering across your full history.
Add, view, and manage transactions directly from your home screen with the quick-add widget.
Never lose track of who owes what. Lending and borrowing made easy.
Track money you lent or borrowed with full context — who, when, and how much.
Set due dates and get reminders so nothing slips through the cracks. Premium feature for automatic push reminders.
Organize contacts into folders — family, friends, colleagues — so you always know who's who.
Record partial payments and mark settlements when loans are fully cleared.
Set targets and watch your progress grow. Stay motivated with visual feedback.
Create savings goals with specific targets and deadlines to keep yourself accountable.
Beautiful visual progress bars let you see exactly how close you are to each goal.
Visual progress indicators and milestone celebrations keep you motivated throughout your savings journey.
Run traditional chitti groups with modern convenience.
Manage both fixed and variable chitti schemes, whichever your group prefers.
Keep a clear record of all members, their monthly payments, and the overall chitti pool.
See at a glance who has paid and what's outstanding — no more chasing people manually.
Thoughtful touches that make SpendZy a joy to use every day.
Travel or deal with multiple currencies? SpendZy has you covered with multi-currency support.
Your data stays safe with local backup and restore. Never lose your financial history.
Premium users can back up everything to Google Drive for peace of mind across devices.
Beautiful dark mode for late-night budgeting and multiple language support for everyone.
Get a gentle daily summary of your spending so you always know where you stand.
Unlock the full power of SpendZy and take complete control of your finances.
✓Auto-track from bank messages
✓Due date reminders
✓Unlimited lend/owe folders
✓Unlimited savings goals
✓Google Drive backup & restore